It can. Where a car is usually parked overnight is one of the factors an insurer may use when assessing risk.
Parking is part of the car choice too
If your car will live on a narrow street, a huge SUV or car with expensive protruding wheels may expose you to more everyday knocks than a smaller hatchback. Ease of parking has a real ownership value.
Tell the insurer what normally happens
Answer the parking question according to your normal arrangement. Do not call a public road a driveway because the car happens to be off-road occasionally.
Think beyond the premium
Consider theft risk, accidental damage, wheel damage and how easily you can manoeuvre into the space. The best car for street parking may not be the same as the car you would choose with a large private drive.
Use your genuine overnight parking arrangement when getting quotes; that gives you a figure you can actually budget around.
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