Yes—particularly if insurance cost is important to your budget. A quotation after you have committed to the car is too late to influence the choice.
A deposit changes your bargaining position
Before paying, you can choose another engine, trim or model. Afterwards, discovering that the premium is £700 higher than expected leaves you with fewer good options.
Make the quote realistic
Use the details you expect to use when the policy starts: your normal address, expected mileage, occupation and where the car will usually be kept. Do not alter answers merely to see a cheaper number.
Compare total cost of owning the car
Insurance should sit beside finance, fuel, tax, servicing and likely repairs. A car that wins on purchase price can lose badly once those costs are added.
Get the insurance price before you have committed change your mind about the car, rather than after the deposit has been paid.
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